New Delhi: To enhance agricultural income and make farming a more lucrative profession, the Uttar Pradesh government, led by Chief Minister Yogi Adityanath, is planning to broaden the scope of the Kisan Credit Card (KCC) scheme. For the financial year 2025–26, the state has set a target to issue KCCs to 25 lakh additional farmers, enabling them to access timely and affordable credit with greater ease.
This initiative builds upon the achievements of the previous financial year, during which over 71 lakh farmers throughout the state received Kisan Credit Cards. To meet this ambitious new goal, the state administration has instructed all Divisional Commissioners and District Magistrates to accelerate the registration and distribution of KCCs.
Beneficiaries of the Pradhan Mantri Kisan Samman Nidhi Yojana are being prioritized under the expanded Kisan Credit Card (KCC) scheme. With active collaboration from cooperative and commercial banking institutions, the process of issuing these credit cards is being expedited to ensure that more farmers benefit from institutional credit support.
The Government of India has also emphasized that all eligible farmers should be brought under the ambit of the KCC scheme to facilitate easier access to crop loans and associated financial services. The broader goal is to reduce farmers’ dependence on informal lenders by providing institutional credit at concessional interest rates.
Chief Minister Yogi Adityanath has reiterated the importance of turning agriculture into a financially sustainable enterprise while improving the quality of life in rural communities. The Kisan Credit Card initiative is a cornerstone of this vision, delivering timely credit and underlining the government’s commitment to building a self-sufficient and prosperous rural economy.
The Kisan Credit Card (KCC) scheme has greatly improved farmers’ access to institutional credit, speeding up crop loan distribution across the agricultural sector. By providing easy and affordable loans through banks, it reduces reliance on informal lenders and ensures financial inclusion. This support allows farmers to invest in better seeds, fertilizers, and pesticides, which boosts productivity and crop yields. As a result, farm incomes rise, improving rural livelihoods and contributing to economic stability. The scheme aligns with the government’s vision to make agriculture profitable, encouraging modern practices and fostering long-term rural development and self-reliance.